For accountants, planners, lawyers & advisors

Everything you need to advise on a PHSP

If you work with incorporated business owners, sooner or later a Private Health Services Plan comes up. This resource centre gives you the full picture: the tax mechanics, the CRA considerations, our fees, and how referral compensation works. All in enough depth that you never need to sit through a sales call.

Why refer: the case for raising it first

Client retention, the cost of staying silent, and a tax win with your name on it: the strategic case for making the introduction before someone else does.

How a PHSP works: the technical version

The statutory basis, the cost-plus structure, plan-year mechanics, limits and carry-forward, and the tax treatment on a qualifying plan. Written for professionals, not prospects.

CRA considerations for owner-managed corporations

An honest walk through CRA's published positions on shareholder-only plans, the two conditions that matter, and how Medallion's plan design responds to each.

Referrals & compensation

How your referral code works, exactly what we pay and when, T4A reporting, the client-facing disclosure, and the opt-out for professionals who can't accept referral fees.

What your client experiences

The onboarding flow start to finish, how a claim moves through the portal, the privacy model, and the annual renewal, so you know what you're putting your name behind.

We don't compete with your practice

Medallion is a plan administrator. We don't do your client's accounting, tax, or planning. We run one specific arrangement well and send everything else back to you.

A careful compliance posture

Prospective-only coverage, binding annual terms, documented adjudication, annual attestations. We'd rather lose a marginal case than put your client, or your name, at risk.

Named people since 2016

Administered by the same trustees since 2016: career accounting, tax, and compliance professionals. Your client deals with people you can call, not a call centre.

Ready to refer?

Apply online and we'll issue your referral code, usually within a business day or two. Questions first? Ask a person.

Become a referral partner Talk to us